Not a month goes by when I don’t hear from someone who wonders how to plan for their needs as they age if they have no adult children or other close family members and friends. This is not an isolated circumstance as these numbers show: 20 to 25 percent of people over 65 do not have children (with the numbers even higher in the LGBT community), and 8,000-10,000 baby boomers in the U.S. will turn 65 each day for the next 15 years. So the question becomes, “How can I plan for end- [...]
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