Here’s a topic that might bore you half to death: long-term care (LTC) insurance. Unless, that is, you or someone you know is in their frailest years and have a need for expensive care. Now it might be more perplexing to try to understand what this insurance policy actually covers and how, or even if, it will help pay the costs of these care needs.A local attorney called me about his 90-year-old client. The client, Bob, had been paying into a LTC policy for decades and now [...]
↧